The answer is C. Most U.S households have at least one credit card , its true according to recent surveys done by credit card companies.
Credit cards are relatively hard to get - Nope
Only banks issue credit Cards - Nope, for example VISA is not a bank
Credit card report does not affect your eligibility for a credit card - Nope, if your previous record say that you couldn't get it, it will be hard to you to get a new one
