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How do credit card companies use a person's credit report?


to figure out if that person has been using a budget


to determine if that person should be given a loan or credit card


to help them figure out ways to pay off their outstanding debt


to calculate how much interest the person is owed on their account

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Theworstnubever
When a person applies for a car loan, mortgage or credit card, the lender determines if lending money to the consumer will be a risk. Credit scores are one way to help credit card companies make the decision to issue credit.

To determine if that person should be given a loan or credit card

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